The state program ‘yeOselia’ has managed to revolutionize the mortgage lending market and become a unique digital product, despite all the factors of instability and external threats. Mortgages in Ukraine have become more human, digitalized and profitable even compared to similar programs in the most developed countries of the world, such as the United States. This was stated yesterday by Ievgen Metsger, Chairman of Management Board at UFHC, speaking at the international conference “DIGITALIZATION BANKING: the next stage – 2024”.
He told the participants of the event about the changes in the program over the year and a half of its operation. “Initially, the task was to provide mortgages for representatives of professions critical for the state. We managed to do more, because today it is a product that changes the market and is available to essentially everyone who wants and is ready to improve their living conditions. We have no plans to stop. The latest development is that ‘yeOselia’ has already made it possible to buy private houses and townhouses. We hear people and are ready to move forward, constantly improving the program,” said Metsger.
Moreover, Chairman of Management Board presented the program’s plans for the next year. “We are planning to increase the share of ‘yeOselia’ in the primary market very significantly. We urge developers to actively participate and offer more opportunities to potential buyers. For example, to provide not just walls, but an apartment in the so-called “white box” format. This is a good European practice, when a person can immediately move into an apartment with minimal ready-made simple repairs,” added the company’s Head.
The Bankir International Financial Club conference was held today, February 7, in Kyiv. Among the participants were representatives of Ukrainian banks, financial and insurance companies. They discussed how to implement new online solutions for customers and improve the Ukrainian banking system in wartime.
